COVID-19 Help

COVID-19 Business Checklist to Help You Manage Your Expenses and Gain Sales

Navigating Federal Funding & Loan Options

Learn about the funding programs available now that Coronavirus Aid, Relief and Economic Security Act (CARES Act) has been approved.

Next Training:

When: Wed. April 8 10-11:30 am

Who: Suzi Berget-White Prospera Business Development Direct

Get details and sign up for no-cost webinar:

*Due to high demand we will be updating this training and offering more sessions as needed.

Economic Injury Disaster Loan


Paycheck Protection Program

Program Overview:

Borrower Information:


Lender Information:

Paycheck Protection Program Information:

Small Business Information & Resources

Updated March 31, 2020

FEMA Update- Donations, Private Sector, Volunteer

Montana Governor's Coronavirus Task Force- Joint Information Center

Montana Employers and Employees

Federal Government Response


SBA Disaster Relief Loans Announcement

SBA Small Business Guidance – COVID-19 Preparedness

CDC Guidance for Businesses

Small Business Roundtable Resource Guide

The Better Business Bureau

Spectrum Business Announcement - March 16, 2020

  • We won't terminate service for small business customers who face difficult economic circumstances related to the coronavirus pandemic. Similarly, we won't charge late fees for those customers facing difficult economic circumstances related to the pandemic. Contact Spectrum directly with questions.


Top 4 Tips to Help Employers and Employees Due to COVID-19 Closures and Changes

Updated March 19, 2020

1. Unemployment Insurance Updates

  • An employee who is directed to leave work, not to report, quarantined, is taking care of a family member with due to COVID-19 or who experiences reduced hours due to COVID-19 will qualify for unemployment benefits.
  • The one week waiting period to receive unemployment benefits is waived.
  • Employees should file claims here: or by calling 406-444-2545 (between 9am-4pm).
  • Employers should communicate with their staff on their plans for their company. To help your employees file, please send them basic information for filing smoothly:
    • Date of hire, name of company, Business owner’s contact name, phone number, address
  • It generally takes two to three weeks after they file their claim to receive their first benefit check so it is important that they file quickly and correctly. You may want to include this guide when sharing information with your employees: Please remind your staff that this information is changing daily.
  • COVID-19 Montana Employer Frequently Asked Questions:

2. SBA Disaster Relief Loans

  • SBA’s Economic Injury Disaster Loans offer up to $2 million in assistance to small businesses to help overcome the temporary loss of revenue they are experiencing.
  • These loans may be used to pay fixed debts, payroll, accounts payable and other bills that can’t be paid because of the disaster’s impact.
  • The interest rate is 3.75% for small businesses. The interest rate for non-profits is 2.75%.
  • SBA offers loans with long-term repayments in order to keep payments affordable, up to a maximum of 30 years. Terms are determined on a case-by-case basis, based upon each borrower’s ability to repay.

Slide Show with all of your questions answered: https://files.constantcontact....

Ways to Apply:

  • THE FASTEST way to apply is online using the Electronic Loan Application (ELA) via SBA’s secure website at Tip: Keep your password. It cannot be reset.
  • OR Call 1-800-659-2955 or by sending an email to

3. We are here for you! Our Business Counselors are Available!

We are here to help! Our business counselors are working remotely and scheduling Zoom and telephone calls. Reach out to Lexi Preszler at to schedule a time today!

Additional COVID Resources: and 1-888-333-0461